TAILORED FINANCIAL SOLUTIONS
If you're looking for financial advice or guidance in planning for retirement, savings & investments, arranging mortgages, income or health insurance or directing business finances then you're in the right place!
SUPPORT FOR BUSINESS
We assist business owners and directors and their employees manage all their financial affairs.
READY FOR AN INFORMAL CHAT?
OUR SERVICES
Our professional and highly experienced team offer advice and support in all the following areas:
PLANNING 'FOR' RETIREMENT
Full retirement reviews assessing any pension accrued so far or for those just starting out in retirement planning. Help to assess your goals and plans to achieve them through the use of Personal Pensions, SIPP’s and SSAS’s, ISA’s and collective investment vehicles.
PLANNING 'IN' RETIREMENT
To ensure you are able to get the best return on your pension by assessing the whole annuity market, exploring the option of enhanced rates, protecting your income against inflation or premature death. Retain control via drawdown or phased drawdown.
SAVINGS AND INVESTMENTS
Whether you have a specific goal in mind such as a wedding, future education or a deposit for your new home, we provide advice on a range of investment vehicles such as ISA’s, unit trusts, OIEC’s, EIS or VCT’s. We also provide planning to fund any long term care costs and the safeguarding of your assets.
MORTGAGES
Whether a new purchase or restructuring/remortgaging your existing finances should you wish to raise additional capital or change borrowing terms. This includes, but not limited to Residential, Buy to Let, HMO properties and Limited companies.
Your home may be repossessed if you do not keep up repayments.
INSURANCE
If you are looking to cover a new/existing mortgage, protect your family or loved ones, or your business, we can help. From life cover to income protection, Critical Illness Cover or key person cover.
DIRECTING BUSINESS FINANCES
We understand the unique needs of a smaller business. Working with a number of small and medium size business directors we have proven success of significant short and long term financial wins. We take pride in these successes and are confident in looking after your best interests.
TAILORED FINANCIAL SOLUTIONS
READY FOR AN INFORMAL CHAT?
MEET OUR TEAM
We have a team of thinkers and doers, ready to bring your plans to life. Here are the folks that lead the charge:
Mark Paddison
Financial Advisor
Executive Director
Rachael Sturgeon
Office
Manager
Kerry Finch
Pension and Investment
Paraplanner
Karen Warmington
Mortgage and Insurance
Paraplanner
CONTACT US
If you’re curious about our services and would like to find out more please contact us directly or use the message section opposite.
You voluntarily choose to provide personal details to us via this website. Personal information will be treated as confidential by us and held in accordance with the Data Protection Act 2018. You agree that such personal information may be used to provide you with details of services and products in writing, by email or by telephone.
The Stables (South Wing)
Ashlyns Hall
Chesham Road
Berkhamsted
Herts HP4 2ST
Telephone: 01442 973804
Mobile: 07930 362185
Email: info@hpz3.co.uk
HPZ3 Limited is registered in England and Wales under registration number 6397552. The registered office is The Stables (South Wing), Ashlyns Hall, Chesham Road, Berkhamsted, Hertfordshire HP4 2ST.HPZ3 Ltd is authorised and regulated by the Financial Services Authority No. 475945. The guidance and/or advice contained in this website is subject to UK regulatory regime and is therefore restricted to consumers based in the UK. Your investment may fall as well as rise and you may not get back what you put in.
Depending on what ‘business finance’ services are being offered, this may/may not be regulated and your Financial Advisor will advise accordingly.
The guidance and/or advice contained within this website is subject to the UK regulatory regime and is therefore primarily targeted at consumers based in the UK
The Financial Ombudsman Service is available to sort out individual complaints that clients and financial services businesses aren't able to resolve themselves. To contact the Financial Ombudsman Service please visit www.financial-ombudsman.org.uk
© Copyright HPZ3 Limited 2024. All rights reserved.
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